Refinancing Yield Optimizer

Balance Transfer Savings Calculator

Calculate exact monthly and cumulative interest savings when switching active loans to a lower spread lender.

Outstanding Principal Balance₹40,00,000

Current Interest Rate (% p.a.)10.5%

New Offered Rate (% p.a.)8.5%

Remaining Tenure (Years)15 Years

Refinancing Yield Projection

Total Net Interest Savings

₹8,68,680

Current Monthly EMI

₹44,216

New Monthly EMI

₹39,390

Monthly Cash Flow Improvement: ₹4,826 / month saved.