Privacy & Technology

Cookie Policy & Tracking Preferences

Last Updated: September 2026 • DPDP Act 2023 Compliant

1. Overview of Cookie Usage

LTS Finserve uses cookies and similar session storage technologies to deliver a secure, responsive, and personalized browsing experience. This policy explains what cookies are, how we use them, and how you can control your tracking preferences.

2. Types of Cookies We Set

Essential System Cookies:

Necessary for website navigation, application wizard state preservation, CSRF token security, and admin authentication sessions. These cannot be disabled.

Analytics & Performance Cookies:

Help us understand how visitors interact with our decision tools, calculators, and product pages so we can continuously optimize load speeds and user flows.

Security & Anti-Fraud Cookies:

Used to detect bot traffic, malicious form submissions, and protect borrower data integrity in transit.

3. Data Minimization & Consent

We do NOT store sensitive personal identifiers (such as Aadhaar, PAN, or full bank account numbers) in web cookies. All financial inputs are stored temporarily in encrypted server sessions during application processing.

4. Managing Your Cookie Preferences

You can modify or disable non-essential cookies at any time through your web browser settings. Note that disabling essential cookies may impact web application features such as the Enquiry Wizard or EMI calculation progress.