Unsecured
Personal Credit Facility — Frictionless Personal Financing
Unsecured personal funding for liquidity requirements, medical needs, higher education, or debt consolidation. Match offers across 25+ banking partners with rapid in-principle sanction.
Interest Rate
10.25% p.a.
Max Loan Amount
Up to ₹50 Lakhs
Tenure Range
1 to 7 Years
Disbursal Time
48-72 Hours
Key Features & Benefits
Why applying for Personal Credit Facility through LTS Finserve gets you superior loan terms.
Zero collateral requirement
Transparent processing with customized bank waivers.
Digital KYC and rapid credit evaluation
Transparent processing with customized bank waivers.
Approval in 4 hours, disbursal in 24-48 hours
Transparent processing with customized bank waivers.
Flexible repayment terms up to 84 months
Transparent processing with customized bank waivers.
Eligibility Criteria
Basic requirements for approval
Age Limit:21 to 60 Years
Minimum Income:₹25,000 / month
Work Experience / Vintage:1 year total work experience
Min Credit Score:650+ CIBIL
Document Checklist
Minimal paperwork required
- PAN Card & Aadhaar ID
- Last 3 months salary certificates
- Last 6 months bank statement
- Current residence verification
EMI Calculator
Calculate Your Loan EMI
Calculate your monthly EMI, total interest, and complete repayment schedule with full transparency across top banks.
- Instant monthly EMI calculation
- Principal vs interest breakdown
- Live rates from 28+ partner banks & NBFCs