High Quantum
Property Equity Credit (LAP) — Asset Liquidity Solutions
Monetize residential, commercial, or industrial real estate assets for long-term capital requirements. Match offers across 25+ banking partners with rapid in-principle sanction.
Interest Rate
9.25% p.a.
Max Loan Amount
Up to ₹15 Crores
Tenure Range
5 to 20 Years
Disbursal Time
48-72 Hours
Key Features & Benefits
Why applying for Property Equity Credit (LAP) through LTS Finserve gets you superior loan terms.
High LTV financing up to 75% of market value
Transparent processing with customized bank waivers.
Significantly lower cost of capital than personal credit
Transparent processing with customized bank waivers.
Lease Rental Discounting (LRD) options
Transparent processing with customized bank waivers.
Retain full asset operational control
Transparent processing with customized bank waivers.
Eligibility Criteria
Basic requirements for approval
Age Limit:25 to 70 Years
Minimum Income:Demonstrable cash flow
Work Experience / Vintage:Clear asset title ownership
Min Credit Score:650+ CIBIL
Document Checklist
Minimal paperwork required
- Original Asset Title Deeds & Approved Sanction Plan
- Legal Encumbrance Certificate & Title Report
- 3 years Financial Tax Returns
- 12 months operational bank statements
EMI Calculator
Calculate Your Loan EMI
Calculate your monthly EMI, total interest, and complete repayment schedule with full transparency across top banks.
- Instant monthly EMI calculation
- Principal vs interest breakdown
- Live rates from 28+ partner banks & NBFCs