Unsecured & Secured

Commercial & Business Capital — Enterprise Growth Funding

Working capital, machinery financing, inventory expansion, and enterprise growth credit. Match offers across 25+ banking partners with rapid in-principle sanction.

Interest Rate
10.75% p.a.
Max Loan Amount
Up to ₹5 Crores
Tenure Range
1 to 10 Years
Disbursal Time
48-72 Hours

Key Features & Benefits

Why applying for Commercial & Business Capital through LTS Finserve gets you superior loan terms.

Unsecured working capital & Overdraft (OD) lines

Transparent processing with customized bank waivers.

Fast-track processing for GST-registered businesses

Transparent processing with customized bank waivers.

Tailored repayment structures aligned with cash flow

Transparent processing with customized bank waivers.

Competitive processing fee waivers

Transparent processing with customized bank waivers.

Eligibility Criteria

Basic requirements for approval

Age Limit:24 to 65 Years
Minimum Income:₹10L annual turnover
Work Experience / Vintage:2 years active business operations
Min Credit Score:650+ CIBIL

Document Checklist

Minimal paperwork required

  • Business PAN & Registration Documents
  • 12 months GST returns
  • Last 2 years Audited Financial Statements & ITR
  • 12 months Current Account Statements
EMI Calculator

Calculate Your Loan EMI

Calculate your monthly EMI, total interest, and complete repayment schedule with full transparency across top banks.

  • Instant monthly EMI calculation
  • Principal vs interest breakdown
  • Live rates from 28+ partner banks & NBFCs

Loan EMI Calculator

Real-time loan payment calculation

Instant
Loan Amount₹25,00,000
Interest Rate (% p.a.)10.5%
Loan Tenure (Years)5 Years (60 Months)
Monthly Loan EMI
₹53,735
Total Repayment: ₹32,24,100
Total Interest
₹7,24,100